What do Fannie Mae, Freddie Mac, and HUD require in a PCA?
Agency lenders set their own report formats and cost table terms. Fannie Mae and Freddie Mac multifamily PCAs project replacement reserves for the loan term plus two years, up to 12 years. HUD requires a 20-year capital needs assessment (CNA), submitted through its CNA e-Tool, for FHA multifamily mortgage insurance applications.
HomeRun IQ sets up a template for each lender, so the same deficiency data produces the right tables for whichever lender the deal is going to.